It doesn’t seem like it was all that long ago that I was working in an industry that was burning me out, both physically and mentally. At that point I had owned and operated bars and restaurants for over a decade, and the stress of working long hours with not much financial rewards, coupled with having virtually no time to spend with my newly-arrived son, was really getting me down. A life pivot and a career change was badly needed.

 

And so, I entered the world of commercial financing, without having any background or experience in that field. Initially launching Grafton Funding as a brokerage offering all types of commercial loans to businesses, such as real estate financing, unsecured working capital business loans, equipment financing & leasing, SBA loans, factoring, and PO financing, I had a good level of success, closing my first loan in just a few short months from launch and building from there.

 

I quickly realized however that the path to real success, and to a high level of earnings, was picking a niche and becoming an expert in that niche. Hard Money & DSCR loans for residential investment real estate is that niche.

 

Fast forward through lots of hard work, lost clients, and lessons learned, I now own and operate one of the most successful REI financing brokerages in the nation, with a reputation for efficiency, honestly, transparency, and professionalism.